Boiler, Bathroom and Heating Finance
A warmer home. A bathroom you love. A choice of ways to pay.
- High Standards
- Honesty
- Quality Materials
Flexible Finance to Suit Your Home and Budget
Spread the cost of a new boiler, bathroom renovation or underfloor heating with Croston Plumbing & Heating. Choose 0% APR finance over 12 months, or 9.9% APR finance over 24, 36, 48, 60 or 120 months, subject to status and the lender’s assessment.
Serving homeowners across Chorley, Preston, Leyland, Southport and surrounding areas.
Compare your finance options
Finance option | Repayment term | APR |
Interest-free | 12 months | 0% |
Interest-bearing | 24, 36, 48, 60 or 120 months | 9.9% |
A longer term can reduce the monthly repayment, but increases the total interest compared with a shorter term at the same APR. Compare the total amount payable as well as the monthly payment.
Finance Calculator
Enter your price and deposit, then pick a term to see your monthly payment.
- Cash price
- £0.00
- Deposit
- £0.00
- Total amount of credit
- £0.00
- Interest (charge for credit)
- £0.00
- Total repaid on loan
- £0.00
- Total amount payable
- £0.00
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score. Croston Plumbing and Heating Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.
See what your project could cost each month
Enter the cash price from your installation quote, adjust the deposit and compare repayment terms using our finance calculator. You can see the amount borrowed, estimated monthly payment, interest and total amount payable in one place.
Calculator figures are illustrations, not a finance offer. The lender will confirm your eligibility and the final terms before you enter an agreement. A deposit may be payable.
New boiler finance
An unexpected boiler replacement can be a significant expense. Our boiler finance options let you spread the cost of a new boiler and the installation work included in your agreed quote.
We supply and install Worcester Bosch and Vaillant boilers, assessing your heating and hot-water requirements before recommending a suitable model. Whether you are replacing an unreliable boiler or planning a heating upgrade, start with a quote that explains the work and the full price.
Bathroom finance
Plan your bathroom around the way you live. From a family bathroom renovation to a walk-in shower or mobility bathroom, finance can help you spread the cost of your agreed installation project.
Discuss the layout, sanitaryware, shower, heating and finishes with our team. We will explain what is included in your quote so you can compare monthly payments against the actual cost of the work, rather than a starting price that leaves out essential items.
Underfloor heating finance
Considering underfloor heating for a renovation, extension or heating upgrade? Spread the cost of the underfloor heating installation included in your agreed quote, subject to finance approval.
Our team will assess your property, floor construction and heating requirements. Before you decide, we will explain the proposed system and which associated works are included, helping you plan the heating alongside the rest of your project.
How Our Finance Works
Flexible Finance That Fits Your Budget
Choose Your Boiler, Bathroom or Underfloor Heating
Our team will help you choose a boiler that’s right for your home and budget.
Select a Finance Plan
We’ll talk you through our flexible payment options, including 0% interest-free finance.
Enjoy Fast, Expert Installation
Your new boiler, bathroom or underfloor heating will be professionally installed by Gas Safe registered engineers and plumbers.
Why arrange your project with Croston Plumbing and Heating
One team to discuss your installation, a clear quote for the agreed work and a choice of repayment terms. We handle the project discussion, Ideal4Finance and the lender handle your finance application. You can explore monthly payments before deciding how to pay.
Ready to price your project
Tell us what you would like to improve and we will help you take the next step. Get a quote for your boiler, bathroom or underfloor heating then compare the available finance options.
Already have a quote? Apply through Ideal4Finance.
Call Croston Plumbing & Heating: 01257 452 879
For help applying for a loan: Ideal4Finance 020 3617 4647
Finance information
Finance is available subject to status and the lender’s assessment. A deposit may be payable. The final rate and terms will be confirmed before you enter a loan agreement. Only borrow an amount you can afford to repay. Missed repayments can cause financial difficulties and negatively affect your credit record.
Croston Plumbing and Heating Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, trading as Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker, not a lender, and is authorised and regulated by the Financial Conduct Authority, firm reference number 703401.
Croston Plumbing & Heating Ltd. Company number 09506422, registered in England and Wales. Registered office: Unit G, Grove Mill, Grove Park Industrial Estate, Eccleston, Chorley PR7 5TZ.
Frequently asked questions
Can I get a new boiler on finance including installation?
Yes. Croston Plumbing & Heating offers finance for new boiler installation projects, subject to status and approval. The amount you finance should be based on the agreed quote, including the boiler and the installation work specified in it.
Can I use finance if my boiler has broken down?
You can enquire about finance for a replacement boiler if a breakdown means you need a new installation. Finance approval and installation availability must be confirmed separately. Contact our team to discuss your property and the urgency of the work.
Can I pay monthly for a full bathroom renovation?
Yes. Finance is available for an agreed bathroom installation project, subject to approval. Your quote will set out the included work and products. Ask us to clarify any plumbing, tiling, flooring or finishing work before using the total in the calculator.
Is finance available for a walk-in shower or mobility bathroom?
You can ask about finance for a walk-in shower or mobility bathroom installation. We will first discuss your requirements and quote for the proposed work. Availability depends on the project and the lender’s assessment.
Can I spread the cost of underfloor heating in an extension?
Yes, you can enquire about finance for underfloor heating as part of an extension or renovation. We will assess the installation and explain its scope. Make sure your quote identifies which floor preparation, controls and associated works are included.
Can one quote include a bathroom and underfloor heating?
Tell us if you are planning both. We can assess the proposed heating project and explain whether the work can be covered by one quote. The amount eligible for finance and the available terms will need to be confirmed.
Does paying on finance change my boiler or equipment guarantee?
Using finance does not itself change the product guarantee. Manufacturer conditions, registration requirements and servicing obligations still apply. Your equipment guarantee and your finance agreement are separate arrangements.
Do you offer interest-free finance for home improvements?
Yes. Our advertised interest-free option is 0% APR over 12 months. Interest-bearing options are 9.9% APR over 24, 36, 48, 60 or 120 months. Availability is subject to status and the lender’s assessment; a deposit may be required.
Do I need a deposit for boiler or bathroom finance?
A deposit may be required, depending on the finance option and lender. We will clarify any project deposit before you apply. Selecting 0% deposit in the calculator illustrates payments and does not confirm that a no-deposit loan is available.
Who can apply for installation finance?
The current Croston application page lists applicants aged 18 to 75 who are permanent UK residents with three years of address history, employed, self-employed or retired with gross annual income above £12,000, and with a bank or building society account that supports Direct Debit. It also excludes current bankruptcy, IVAs and CCJs. Meeting these requirements does not guarantee acceptance. Check the current application criteria before proceeding.
Can I apply if I am self-employed or retired?
The current application requirements include self-employed and retired applicants, subject to the stated income and other criteria. The lender will assess your circumstances and ability to repay. Finance is not guaranteed.
Will applying for finance affect my credit score?
The application involves credit checks. Before proceeding, ask Ideal4Finance which checks will be carried out and at what stage. Do not assume a full finance application is only a soft search or that it cannot affect your credit record.
How long does the finance application take?
Ideal4Finance describes its form as straightforward and usually quick to complete. A credit decision may take longer if further information or checks are needed. Finance approval does not confirm an installation date.
Can I repay my installation loan early?
Ask the lender for the early repayment terms and a settlement figure. These depend on your agreement. Check any charges and the amount payable before deciding to settle the loan early.
Who provides the loan and receives my repayments?
Ideal4Finance is a credit broker that introduces applications to lenders. Your loan agreement is with the lender, and repayments are made under that agreement. Croston Plumbing & Heating handles your installation project.
What should I do if I cannot make a repayment?
Contact your lender as soon as possible if you are having difficulty. Missing payments can harm your credit record and lead to financial difficulties. Check the support information and contact details in your loan agreement.